Today, I will continue to share my 2025 Personal Finance Outlook where I share my 7 Predictions For the Year-Ahead.
My SIXTH prediction for 2025 is that if you plan on making “tactical” moves with your portfolio it will likely NOT work out: Tactical portfolio shifts are synonymous with trying to time the market. You may get lucky over a short period of time. However, this strategy will not work over the long-term. Your portfolio should be structured based on your time horizon, risk tolerance, goals, and personal financial situation. It should not be repositioned because an investment strategist pontified on how 2025 will have different “investment themes” than 2024. Wall Street strategists are just as clueless to the new year’s investment themes as the rest of us. Stay the course and rebalance your portfolio when necessary. Anything more than that is too much.